This entry was posted on Monday, February 13th, 2012 at 6:49 am and is filed under Travel Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
Do not Forget to Insure Your Luggage and Belongings
When booking your next holiday remember to get travel insurance to cover your personal luggage. The amount of insurance cover you require will be determined by the value of your luggage. It is often the case that there will be a limit on the number of particularly expensive items you may take with you.
If you get to your destination and find your luggage has been lost, then your travel insurance policy will pay a set amount to allow you to purchase essential items like clothes.
When considering travel insurance for personal belongings or your holiday baggage, remember that your home insurance may cover you for some things. It is worth checking your policy schedule to see what is and is not covered to save money across your insurance policies.
It is always your responsibility to take reasonable care for your belongings. If your luggage is in the hands of another, such as the airline or hotel transfer company, then they will be your first point of contact for recovering your lost or damaged items. If you have your items stolen, you will need to get a report from the local police, so that you can include this with your claim.
Your travel insurance policy may not cover you for loss of your passport, tickets, or other important travel documents. Therefore, check the policy schedule to ensure you have suitable cover and assistance in getting replacements.
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